Tuesday, October 8, 2013

Get Your Car Title Loan Today!

What is a title loan? 
At Oakland Title Loan, we provide car, truck, and van owners with title loans in Oakland, CA. Car title loans are deemed as secured loans because the vehicle’s title is used as collateral. By providing us with your title, it allows us to loan you much more money than on an unsecured basis. 

A car title loan is typically a short-term, flexible loan that is easy to qualify for, regardless of credit because you are using the money you have already put into your vehicle to secure a loan. How much does my car have to be worth? We ask that your vehicle should have a current respectable wholesale value in order to qualify. Using various sources as well as our years of experience in the business, we verify your vehicle’s worth by its year, make, model, mileage, and condition to get you the maximum loan amount for your car. Please note, we do not charge anything to find out how much your car is worth. 

How much can I borrow? 
We base your loan on the value of your car, not on personal credit. In fact, we don’t even run your credit report. On average, our title loans range from $500 to $15,000. This amount is determined by the year, make, model, mileage, and condition of your vehicle. Once you’re approved, we give you a check on the spot or put the money directly into your checking account. From that point on, it’s your money. You’re the boss. You decide how it is to be used. No questions asked. 

How long does the car title loan approval process take?
It takes a matter of minutes to fill out our application. Then, our pre-approval process with a loan specialist takes just a minute or two over the phone. Once you’re qualified for the loan, a mobile loan agent will arrange a meeting with you when and where it is convenient. Typically, our borrowers apply, get approval, and meet with a mobile loan agent all in the same day. With Oakland Title Loan, it is really quick and hassle-free. You can have your car title loans in Oakland, CA within the day that you apply. 

Most popular reasons why people take out loans:to pay for college, to start or expand a business, to consolidate debts, to renovate or buy a vacation home, to pay for unexpected medical costs, Emergency medical expense, Pay for bills when their paycheck falls short


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